This breakdown ranks 8 payroll software systems operating in Singapore on their CPF/IRAS processing accuracy, foreign worker levy handling, and pricing structure. It is scoped to tools with live local integrations (CPF Board, IRAS AIS, MOM FWL) rather than regional platforms with a Singapore afterthought.
Singapore payroll is not a plug-and-play module you bolt onto a global HR suite. The CPF Board requires submission of contribution details by the 14th of each month, IRAS wants Form B/S filings via the Auto-Inclusion Scheme (AIS) for employees, and the Ministry of Manpower (MOM) tracks Foreign Worker Levy (FWL) and Work Permit pass expiries separately. Getting these three submission chains wrong triggers fines that stack faster than the cost of a decent payroll system.
Below are 8 tools that handle the Singapore compliance stack natively. They are ranked by localisation depth, API maturity, and whether they support the full range of pass types – not by vendor marketing size.
1. Talenox
Talenox is a cloud payroll system born in Singapore and built specifically for the island’s compliance framework. It supports CPF contribution calculations with automatic rate table updates when the CPF Board adjusts the Ordinary Wage Ceiling (OWC) or Additional Wage Ceiling (AWC). The software auto-generates the CPF contribution files, IRAS Form B/AIS extracts, and itemised payslips that meet the Tripartite Guidelines on Fair Employment Practices.
It handles partial months and unpaid leave calculations for locals, and for foreign staff it tracks FWL based on the worker’s levy tier and sector (e.g., Construction, Marine Shipyard, or Process). The UI is lean, and the pricing is transparent – around SGD 6.50 per employee per month on the standard tier. For a local SME with 50-100 staff, it is the fastest system to deploy without needing a payroll specialist on the team.
2. QuickHR
QuickHR is one of the most widely used HR suites in Singapore, with its payroll engine directly integrated into the CPF Board’s submission portal. Beyond the standard monthly CPF file, it computes the Additional Wage contributions correctly for annual bonuses and director fees – a common source of errors in generic systems.
The platform also automates IRAS AIS submission by packaging payroll data into the required XML schema format, eliminating manual keying errors during the March filing season. For companies running a hybrid local-foreign workforce, QuickHR handles the FWL calendar and automatically updates when a Work Permit is cancelled or a renewal is pending. It has a strong mobile app presence, making it useful for managers approving overtime claims that feed directly into gross wage calculations.
3. Payboy
Payboy is a cloud HR and payroll platform designed for lean operations. Its payroll module supports the full CPF formula, including the accurate treatment of the CPF annual limit (capped at SGD 102,000 per employee for 2024, meaning the ceiling resets and calculations shift for high-income staff). Payboy auto-detects when an employee crosses the ceiling and adjusts the contribution rate in the same pay cycle.
Payboy also offers a native digital submission for IRAS AIS, and it generates MOM-compliant records for employment passes. A distinguishing feature is the “Payroll Run History” module that logs every change to a pay record, so you can trace exactly which admin edited a variable allowance before the final approval. That audit trail matters when the Ministry of Manpower asks for payroll documentation during a workplace pass audit.
4. Info-Tech
Info-Tech is the legacy Singapore payroll tool, and for a reason: it is the most granular software for local compliance depth. It has been running CPF calculations since the 1980s, meaning its rate tables and year-end (Appendix 8A) processing are battle-hardened against historical edge cases like retroactive CPF adjustments for court-ordered pay arrears.
It is an on-premise or hosted desktop solution, not a modern SaaS platform. That feels old until you look at its absolute precision on IRAS tax schedules, SDL (Skills Development Levy) at the correct 0.25% rate for monthly wages above SGD 750, and its handling of the Self-Employed CPF filing for sole proprietors. If you are a mid-sized construction or engineering firm with complex shift differentials, Info-Tech’s ability to code those allowances directly into the CPF submission makes it the only real choice.
5. Times Software
Times Software offers a suite of modules but excels in the core payroll run. It is a Singapore-specific product that processes CPF based on the exact legislated formulas. One strong technical feature is its overtime engine: it automatically calculates OT based on the Employment Act’s statutory rate (1.5x basic rate for work beyond 44 hours/week for workmen, and at least 1.5x for other employees under the act). The output feeds directly into the gross wage before CPF is deducted.
For companies handling a mix of part-time and contract staff, Times Software allows setting different CPF contribution rates per employee type – like the 20% reduced rate for non-citizens who are not PRs. It also produces Form IR8A drafts that match the company’s AIS submission, so audit reconciliation is a one-file operation.
6. BIPO
BIPO is headquartered in Singapore and targets the payroll continuum, meaning it can process payroll for a local entity of 20 staff or the entire APAC region from one dashboard. For the Singapore payroll module specifically, BIPO automates the CPF and Tax (IRAS) filing from a consolidated payroll dataset. The key difference from smaller tools is the payroll outsourcing option.
BIPO can run a fully managed payroll service where their people do the year-end finalisation, the IRAS Form B submission, and the CPF Board payments on your behalf. That is a functional differentiator if you lack an in-house payroll specialist. Pricing is quote-based and higher than purely self-service tools, but it scales efficiently if you have a headcount of 150+ and need a dedicated payroll contact who understands the Employment Act inside out.
7. JustLogin
JustLogin offers a payroll module that is anchored by a proprietary “Payroll Singapore” engine, which is directly maintained by a local team. The platform automatically calculates CPF based on the user’s citizenship status, age (55-60, 60-65, >65 rate bands), and wage ceilings. It also tracks the Voluntary CPF contribution for employees who wish to top up, which is a less common feature.
The system’s time and attendance module integrates with the payroll engine, so overtime and late-night shift differentials automatically flow into the payroll run without manual double entry. For a typical office-based SME with an annual headcount below 80, JustLogin provides a cost-effective entry point with its base tier starting under SGD 100/month for the whole suite.
8. Employment Hero
Employment Hero is an Australian-founded platform that has built a decent, functional Singapore payroll module with native CPF and IRAS AIS compliance. It differentiates itself on the HR side – you can run the full onboarding, leave, and performance cycle and it rolls into payroll seamlessly. For companies that don’t need complex union or shift allowance rules, its automated CPF submission is stable and accurate.
A notable feature is the employee self-service portal, which lets staff view their payslips, submit claims, and declare bank details – reducing the requests hitting your finance team every month. The main limitation is its strength in simple time models; it is not ideal for shift-heavy manufacturing environments where Info-Tech or Times Software cover richer rule-based overtime. It is best for professional services, tech startups, and regional firms looking for an integrated HRIS + payroll in one place.
Comparison Table
| System | Core Feature | Best For |
|---|---|---|
| — | — | — |
| Talenox | Pure cloud payroll, SG-native, transparent per-employee pricing | SMEs needing fast deployment on a clean CPF/IRAS stack |
| QuickHR | Deep CPF direct submission portal + mobile time tracking | Hybrid local/foreign workforce, bonus-heavy payment cycles |
| Payboy | Annual CPF ceiling auto-detection + full shift audit log | Firms managing high-income staff and complex payroll change trails |
| Info-Tech | Legacy precision on CPF tables, SDL, and retroactive adjustments | Construction, manufacturing, and multi-shift mid-sized enterprises |
| Times Software | Employment Act-based OT calculation built into payroll run | Companies with overtime-heavy, non-unionised shift work |
| BIPO | Managed payroll service with APAC regional consolidation | 150+ headcount firms who want payroll fully outsourced |
| JustLogin | Age-tiered CPF auto-calculation + Attendance-linked payroll engine | SMEs with a mixed employee age profile and simple attendance |
| Employment Hero | All-in-one HRIS + payroll with strong employee self-service | Startups and professional services firms without complex shift rules |
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